Business Banking and Cash Flow
Business accounts, irregular-income budgets, emergency funds and paying yourself.
4 guides
Do Freelancers Need a Separate Business Bank Account?
Sole proprietors are not legally required to open a business bank account, but there are strong reasons to. Learn when it matters and how to open one.
How to Budget With Irregular Income: The Baseline-Salary Method
Freelance income swings from month to month. Use the baseline-salary method to pay yourself a steady amount and budget with confidence.
Freelancer Emergency Fund: How Many Months Do You Really Need?
Most freelancers need 6 months of expenses in an emergency fund, but your number may be 3 or 9. Use this guide to choose and build yours.
How to Pay Yourself as a Freelancer: Owner's Draw vs Salary
Sole proprietors pay themselves with owner's draws, S corp owners with a salary. Learn how each works, what it costs and how to choose.